Insurance & Protection
We can help you find appropriate insurance products for your needs. Put a protection policy in place so that in the event of your death or illness you won’t have to worry about your finances. As, should the worst happen, and you have the correct policy in place, your mortgage repayments will be maintained or alternatively you or your loved ones will receive a cash lump sum to cover the mortgage payment. Below is a list of some of the protection products we can arrange for you. We will listen to you to ascertain what is important for you and then source relevant protection products in line with your budget.
Types of Insurance Cover
Mortgage Protection Insurance
Mortgage protection insurance is a form of life cover. If you are unable to work due to a Terminal illness or you die during the term of the policy, the policy will kick in and pay off the rest of your Mortgage.
Critical illness cover
Income protection cover
If you are sick or injured and cant work, this policy will protect a percentage of your income and will be paid monthly. As its Tax free it should replace a significant part of your lost income. The benefit is paid until the end of the policy term or until you are able to return to work.
As with all insurance policies, conditions and exclusions will apply.