Adverse Credit
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If you have defaults, county court judgments (CCJs), individual voluntary arrangements (IVAs) or a bankruptcy in your credit history, getting a mortgage can be tough. But it’s not impossible. Being experts in the mortgage sector, we know which black marks on your credit history carry more weight than others.
Generally, this is determined by the amounts of money involved and how much time has passed. We can link you with more flexible or specialist bad-credit mortgage lenders, some of who cater specifically for people who’ve faced illness, divorce or other difficult life events.
Talk to us and we will give you free impartial advice on your individual situation.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it. Think carefully before securing other debts against your home.